Do you have a plan for who will receive your super if something happens to you?  For many Australians, superannuation is their greatest asset outside the family home.  But do you have a plan for who will receive your super if something happens to you?  The laws around super death benefits are complex, with strict...

Australians inherited an estimated $150 billion in 2024, an increase of more than 70 per cent in a decade, according to a JBWere report.i  It’s a number that’s predicted to grow more rapidly over the coming 20 years to $5.4 trillion, the report finds.  Managing this flow of wealth to family groups, often complicated by...

It’s been confirmed – the aged care reforms originally set to begin on 1 July 2025 have been deferred by four months and will now commence on 1 November 2025. It became clear that extra time was needed to allow the whole sector to be better prepared and get ready for the significant changes ahead....

The super changes coming into effect in the 2025-26 financial year Australian superannuation laws are set to change once again in the 2025-26 financial year as the nation’s fast-growing retirement savings system continues to evolve. Below is a summary of the changes that will come into effect from 1 July, 2025, as well as looming...

The end of the financial year is an opportunity to optimise your financial strategy, take advantage of tax deductions, and set yourself up for the new financial year. Whether you’re looking to maximise tax benefits, rebalance your investment portfolio, or to simply ensure you’re ticking all the right boxes, smart end of financial year (EOFY)...

Retirement might be just around the corner, or maybe you’ve recently crossed that exciting threshold. You’ve worked hard for decades, and now ready to trade in the alarm clock for leisurely mornings and to-do lists that are actually fun. But as you move into the next phase of your life; a thought might cross your...

As the federal government moves to introduce a new 15 per cent tax on superannuation earnings above $3 million (known as Division 296 tax), concerns and debates have emerged about the broader implications for investment strategies, retirement planning, and even the property market. It is intended that once passed by Parliament, the new tax –...

Check your super When you start to plan for retirement, you’ll need to check your super: You can do this in 5 simple steps with the ATO’s super health check. For most people it only takes a few minutes. It’s important to know your total super balance and contributions caps, especially if you plan to contribute to your super. When...

Big changes are on the way for aged care, with new rules starting from 1 July 2025. While these changes aim to create a more sustainable and fairer system, they do bring added complexity — especially when it comes to understanding the fees and making the right financial decisions. Here are the five key things...