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Make festive season conversations matter

It’s more than prawns and pavlova. The festive season brings families together from near and far. If you notice signs that an older family member is experiencing the declines of ageing, be observant and take the opportunity to start a conversation. As the year flies by, it’s easy to miss subtle changes in your loved...
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Super vs property: what works for retirement income?

There is no debate that Australians love investing in property. The value of Australian residential real estate at the end of August 2024 was an estimated $10.95 trillion.i Some love it so much that they believe property is a better option for providing a retirement income. They see a bricks and mortar investment as a...
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Is a retirement village right for you?

The retirement living sector is growing rapidly in Australia as the population ages and demand increases for a spot in a retirement village. For many people, the idea of having someone on site to help with property and garden maintenance is enough for them to make what can be a major change later in life....
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Embracing change to ease a transition into aged care

Change is often met with resistance, especially when it feels out of our control. For many people, the idea of growing older and transitioning into residential aged care is daunting and may evoke fears of loss and uncertainty. It’s not just older people who feel the weight of this change — their children and families...
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How Aussie parents and grandparents are investing for kids

An increasing number of parents are making regular investments into minors’ accounts. October has become a particularly busy investment month for many parents in the United States, and the activity has nothing to do with Halloween. It’s because of two, some might say, quirky annual days in the first couple of weeks of this month,...
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The Age Pension and your retirement plans

Most people intend to retire between ages 65 and 66, according to the latest data and, surprisingly, despite growing superannuation balances, the Age Pension is the main source of income for many retirees.i The intended retirement age has increased significantly in the last two decades, from just over 62 years on average in 2004. Australian...
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Your home in retirement

When you’re planning for retirement, consider what kind of home you can afford and what suits your level of independence. Think about whether you want to stay where you are, downsize, or move to a retirement home. If you own your home Staying in your home If you plan to stay in your own home,...
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Will I pay more for aged care?

Changes to aged care fees are coming, and they will impact both home care and residential care. After a long wait and lots of speculation, the government has released details of the proposed changes. While some people will see their fees increase, the good news is that aged care remains heavily subsidised, and fees will...
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How do Aussie women’s finances stack up?

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are some small steps women can take today to make a positive difference to their future. It’s probably no surprise to hear that Australian women often retire with less money than their male peers. New research*...
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