Check your super When you start to plan for retirement, you’ll need to check your super: You can do this in 5 simple steps with the ATO’s super health check. For most people it only takes a few minutes. It’s important to know your total super balance and contributions caps, especially if you plan to contribute to your super. When...

Big changes are on the way for aged care, with new rules starting from 1 July 2025. While these changes aim to create a more sustainable and fairer system, they do bring added complexity — especially when it comes to understanding the fees and making the right financial decisions. Here are the five key things...

If retirement is just around the corner, the current financial climate may make you feel a little uneasy. Watching the markets fluctuate might leave you worrying about whether your superannuation will be enough to see you through. It’s not a time for hasty moves, though.If you are concerned a calm review of your current portfolio...

Scammers operate in an ever-evolving space and the scams of today are far more sophisticated than they have ever been, targeting even the most financially literate individuals. In addition to the financial impact from a scam, it can affect your mental health as well as damage your reputation, so understanding how scammers operate is the...

A good estate plan will help make sure your wishes are carried out when you die. It can also help if you become unable to make your own decisions. Estate plans An estate plan records what you want done with your assets after your death. It can include documents such as: It also covers how...

Making a will is one of the most important steps you can take to ensure your wishes are respected and your loved ones are cared for after you’re gone. Yet, around 60% of Australians don’t have a will in place—a surprising figure given how straightforward the process can be. A will is a legal document...

The number of Australians aged over 65 is expected to more than double in the next 40 years while the number of people aged over 85 is predicted to triple in that time.i Aged care funding and services have seen major changes in the years since the 2021 report of the Royal Commission into Aged...

Share market investors often etch significant trading events into their memory. Take last month, for example. Many investors will remember that it marked the five-year anniversary since the 2020 COVID crash, when global share markets fell more than 35% over the space of just a few weeks. For many other investors though, the COVID crash,...

Treasurer aims to “rebuild living standards” Much of the 2025 Federal Budget was already known, after a volley of pre-election spruiking for votes. But Treasurer Jim Chalmers had one surprise up his sleeve – $17 billion in tax cuts. The first round of cuts will kick in on 1 July 2026 and second round on...