You make countless decisions about your money every day — some are small, others life‑shaping. But how often do you take a step back and ask: “Are my financial choices aligned with what truly matters to me?” “Financial planning isn’t just about figures — it’s about purpose. When you connect your money to what matters...

It’s the season for gifts, sharing meals and spreading cheer. But what if your festive generosity could do more? What if it could ripple through generations, perhaps shaping futures and maybe reduce your tax bill? Giving isn’t just an act of kindness; it can also be a smart financial move. From helping loved ones today...

As the festive season approaches, there is a noticeable shift in the air. The days grow longer, school terms wrap up, and communities across the country begin to prepare for end-of-year celebrations in all kinds of ways. For some, it is about unpacking boxes of decorations, preparing familiar family recipes and racing around the shops....

Retirement has often been seen as a time to slow down and enjoy the simple pleasures of daily life. And for many, that’s the dream. But retirement is no longer defined by one image or one path. In fact, it can be something much more expansive. Today, retirement is increasingly viewed as a time of...

Going through a divorce or separation is one of life’s most significant transitions. Whether you’re in the early stages of separation or rebuilding after a settlement, understanding the financial implications and taking proactive steps can make all the difference. “Life’s Transitions don’t just happen to others, they can happen to any of us. When a relationship...

Few investment sectors combine geopolitical intrigue, technological innovation and long-term growth potential quite like rare earth elements (REEs). For Australians, the recent deal with the United States to supply rare earths to seed US$8.5 billion worth of new projects, has thrust the sector into the spotlight.i What are rare earths? Rare earth elements are a...

Ways of contributing to your spouse’s super There are 2 ways of contributing to your spouse’s super: Splitting your contributions with your spouse Some super funds allow you to split your contributions with your spouse. When and how to apply You can generally apply to split your contributions with your spouse after the end of the...

In a world full of financial noise—market forecasts, interest rate speculation, economic headlines—it’s easy to feel overwhelmed and steady the ship by doing… nothing. But as Ursula Boorman, Managing Director of Direct Advisers, puts it: “Inaction feels safe, but it’s often one of the riskiest choices you can make. Let your money work for you—not...

How to develop an estate planning strategy to deal with your assets in the event of your death. Estate planning involves developing a strategy to deal with your assets after you die – the legal instruments and structures, such as a will, you put in place to transfer your assets in the event of death....