Finding Your Way Forward: Financial Advice for Women Navigating Major Life Changes After 55
What happens when the life you knew changes—suddenly and deeply—and you’re left wondering what comes next?
For many women over 55, this question becomes real after a major life transition. The death of a parent. The end of a long marriage. A late-career redundancy. An unexpected inheritance. These moments often arrive quietly but leave a profound mark.
As a female independent financial adviser, I work with women who find themselves at this crossroads. The path ahead might feel uncertain. But with the right guidance and support, it can also be purposeful, hopeful, and empowering—a new pathway toward clarity and confidence.
The Emotional Weight of Financial Change
Money is never just numbers. When it’s connected to loss, separation, or upheaval, it carries emotion—grief, guilt, fear, even resentment. For example, an inheritance that seems like it should bring relief might instead feel like a burden.
“What would Mum have wanted me to do with this?” is a common question.
Similarly, after divorce or redundancy, there is often uncertainty:
“Will I be okay on my own? Can I afford the future I want?”
These are deeply human questions, and they deserve a space where you’re heard—not rushed or overwhelmed.
What Real Financial Advice Looks Like in These Moments
Financial advice during major life transitions is not just about spreadsheets or super funds. It’s about:
- Slowing down the decision-making process
- Clarifying your new financial reality
- Understanding what options are available (without pressure)
- Exploring what matters most to you now, not who you were five or ten years ago
As an independent adviser, I don’t work for a bank or product provider. That means I can sit beside you, not across from you. My role is to offer perspective, structure, and calm—to help you make good decisions in your own time.
Rediscovering Purpose: The Role of Ikigai
In Japanese culture, there’s a beautiful concept called Ikigai—your reason for being. It sits at the intersection of what you love, what you’re good at, what the world needs, and what you can be paid for.
Even after a profound change, your Ikigai doesn’t disappear. It might evolve. It might get quieter. But with space and support, it can be rediscovered and reimagined.
When we make financial decisions aligned with your Ikigai, they tend to feel clearer, more confident, and more enduring. Money becomes a tool for living well—not something to fear or figure out alone.
You Don’t Have to Do This Alone
One of the most powerful things a woman said to me after receiving financial advice was this:
“I thought I had to know everything before I came to see you. But you helped me see that it’s okay to begin exactly where I am.”
You don’t have to know everything. You just have to take the first step.
Whether you’re navigating grief, freedom, fear, or all three at once—I’m here to help.
Let’s find your way forward—toward a pathway to good advice and a life that feels like your own again.
If you’re ready for thoughtful, independent financial advice that meets you where you are, reach out for a confidential chat.
By Ursula Boorman
Reference:
García, H., & Miralles, F. (2016). Ikigai: The Japanese Secret to a Long and Happy Life. Penguin Books.
