February 7, 2018

Shifting the dial on super

It is about now when those well-intentioned New Year resolutions start to come under pressure. The summer holidays are behind us, schools are back and the rhythm of life is returning to a familiar routine. The bigger, bolder ambitions for the New Year are often the first to fall by the wayside simply because of the level of difficulty. But instead of thinking big and bold what would the impact be of making a small change. Nothing radical, more of an adjustment than a rewrite of your lifestyle. It is probably safe to assume that not too many people had […]
March 1, 2017

A little trust can pay a big dividend in super

The Australian superannuation system has many fine qualities, but if you were asked to rate it on the basis of trust – on a score of 1 to 10 – what would you give it? Trust is a simple but elusive concept to measure. Are we talking about trust in: The government regulatory and policy settings? The institutions that manage the more than $2 trillion in assets? The financial advisers who support the fund members? Is trust even important? The super guarantee system is mandatory for Australian workers, who cannot opt out of the 9.5 per cent contribution to super […]