Voluntary super contributions are poised to become like New Year’s resolutions and lapsed gym memberships – well-meaning, but ultimately unrealised. Uncertainty combined with a distant time frame begets inertia.  As we close out the 2015-16 tax year and welcome in the new financial year with a double dissolution federal election, uncertainty is in generous supply when it comes to superannuation. The juxtaposition of the federal election timing and the end of the financial year means that some decisions – particularly on the tax planning front – cannot wait until the uncertainty clears. When it comes to the caps on super […]

Many investors might be worried about a low return environment – but something far worse than a sluggish economy may threaten your personal wealth. Amid low interest rates and volatile market conditions, criminals using fake investment schemes are an increasing risk to investors hungry for higher returns, according to a major report “Targeting Scams” released this week by the Australian Competition and Consumer Commission (ACCC). With many investors chasing the best yields they can get – particularly SMSFs in retirement, who are reliant on investment income – attractive, high yield opportunities can seem like a tempting avenue to get higher […]