December 15, 2016

A critical time for specialist advice

There are times in our lives when the need for gaining specialist professional advice may seem particularly critical. And for many super fund members, this is one of those times. Numerous members of large super funds and Self Managed Super Funds (SMSF) will seek advice specifically about how to deal with the tranche of superannuation reforms that has just passed into law. These changes – most taking effect from July 2017 – are the biggest in a decade. Members of super funds seeking guidance about the new super laws will include those who are determined to maximise their contributions (whether […]
December 1, 2016

Why investors should understand an ETF’s DNA

Fortunately, it is a relatively straightforward exercise for investors in index-tracking Exchange Traded Funds (ETFs) to follow one of the fundamental rules of sound investment practice: Never invest in a product you don’t understand. An index ETF is designed to replicate the returns of a specific equity or bond index before fees. In short, investors can choose their level of exposure to an index they understand. Apart from being easy to trade, index ETFs are typically low-cost, transparent and, given their usually low-turnover, tax-efficient products. And the fact that they are based on broad indices means these ETFs are a […]
December 1, 2016


We would like to wish you, your family and friends a wonderful Christmas and New Year. Our office will close for the Christmas break at midday on Wednesday December 21 and will reopen on Tuesday January 3. As these days Christmas appears to be more of a retail festival than a religious event, and while it can be a season of joy for many, it is a time of stress or loneliness for others, here  are five ways to give your Christmas a makeover: Have an “Orphan’s Christmas”. If you have neighbours who live alone or don’t have family nearby, why not […]