Ursula Boorman


May 26, 2016

The insidious side of low interest rates

Many investors might be worried about a low return environment – but something far worse than a sluggish economy may threaten your personal wealth. Amid low interest rates and volatile market conditions, criminals using fake investment schemes are an increasing risk to investors hungry for higher returns, according to a major report “Targeting Scams” released this week by the Australian Competition and Consumer Commission (ACCC). With many investors chasing the best yields they can get – particularly SMSFs in retirement, who are reliant on investment income – attractive, high yield opportunities can seem like a tempting avenue to get higher […]
May 5, 2016

Defying life’s blueprint

One of the both interesting and challenging aspects of planning for retirement is that most of our lives don’t follow a common blueprint, at least to the letter. Certainly, there are those who completely stop work around their 65th birthday and live until their life expectancy, having progressively moved through typical stages of retirement of being active, more sedentary and then frail. And then there are those, of course, who work until well past conventional retirement ages and who may remain extremely active long after retiring (if they ever do retire). For instance, Catherine Hamlin, an Australian obstetrician and gynaecologist, […]
April 21, 2016

A different “End of Financial Year Sale”

As June 30 fast approaches, there is still time to consider the strategies available to you this financial year to build your wealth, some of which are discussed below. Paying interest in advance Borrowing to invest is a tax-effective means of wealth accumulation – investors borrow for investment purposes, and claim the interest on the borrowed funds as a tax deduction. This strategy is consistent with many investors’ objectives as it allows you to purchase property, shares, or any other asset that generates assessable income. It also enables you to bring forward and pay next year’s interest cost and claim […]